Retirement planning

Live well now and in retirement.

At Northwestern Mutual, we'll help make sure you have the right tax-efficient income strategies and financial protection needed to retire the way you've always dreamed of. From 401(k)s, IRAs, investments and annuities to the right types of insurance, we'll help you maximize your savings, build more wealth, create a guaranteed income stream, and protect you from the unexpected. That way, you can make the most of your retirement while still enjoying your life today.

of Americans who work with an advisor say they have clarity on how much to spend now and save for later.¹

Real talk about retirement planning.

Even if you haven't been a super saver, we can help.

Our financial advisors will help you make the most of your money, no matter how much you have, with a plan tailored to you and your retirement goals.

If you're not a financial pro, we'll get you there.

We'll design a plan to help mitigate financial risk and create the right amount of income so you can have the retirement you always dreamed of.

We make it easy to talk about your finances.

We're expert listeners and our conversations will be free of any jargon or judgment. No matter what your situation is, we're here to show you the right financial steps to take.

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Am I on track for retirement?

Questions about retirement planning? We've got answers.

: In general, people aim to replace around 80% of their pre-retirement income. The actual number will depend on things like when you want to retire, where you'll live, and what kind of lifestyle you want to maintain throughout your retirement years. Get a snapshot of the income you could have and may need in retirement.
: The best plan is one that is designed specifically for you and your goals. Our plans are tailored to fit you with a range of financial options. From insurance for protection (and in some cases building a cash value) to investments for growing your money to income annuities for a guaranteed income stream, we'll help you live the retirement you always wanted.
: The important thing is that you start—no matter if you're decades away from retirement or a few years. Giving yourself as much time as possible will certainly be an advantage. More time will give you more flexibility to save and shape your retirement plan. Still, even if you're getting a late start, there's still time to make the most of what you have. Connect with a financial advisor to get started.
: Making your money last throughout retirement starts with a smart retirement plan. Our version of planning looks at your big picture then tailors a plan to fit your priorities. Your retirement plan may include an investment strategy to grow your money, the right types of insurance to protect what you already have, and income annuities to make sure you have a steady income stream that cannot be outlived.
: This is a plan the IRS has ok'd to allow money you invest to grow tax deferred. Most retirement plans offered through work, think a 401(k) and 403(b), are qualified plans. Individual retirement accounts (IRAs), pension plans, and Keogh plans are also examples. Connect with a financial advisor to get all your questions answered.
: There are no initial costs for us to tailor a retirement plan for you. Some of our financial advisors do fee-based planning, but they'll let you know that up front. Talk to one of our financial advisors about getting your retirement plan.
: The right type of insurance will depend on your retirement goals. It can simply be a safety net or much more than that. For example, whole life insurance builds cash value over time that you can use as additional income in retirement or for anything else you need throughout your life.² Talk to an advisor about which types of life insurance are best for you.

Get matched with a financial advisor in four easy steps.

The key to a sweet retirement? A smart financial plan.

We'll help you do the things that are important to you now and in retirement—like saving for the school of your kids' dreams, buying your forever home, starting a business, or taking vacations.

At Northwestern Mutual, we see a retirement plan as just one part of an overarching financial plan. Our advisors³ will look at every aspect of your life and listen to your goals. Once they have your big picture in focus, they'll bring together multiple financial strategies that include investments and insurance to create a tailored plan that's designed to help you:

Make the most of what you have with recommendations for saving and paying down debt
Grow your money with the right investments for today and in retirement
Protect everything you've worked so hard for

Our approach to planning

Retirement Calculator

How much do you need to retire the way you want?

The Northwestern Mutual difference

$6.5B in dividends expected to be paid in 2022
in dividends expected to be paid in 2022²
Statistic for Northwestern Mutual, Dividends are reviewed annually and are not guaranteed. based on Northwestern Mutual policyowner data.

Top 10 ranked investment service
ranked among the Top U.S. Independent Investment Broker-Dealers.⁵
Ranking for Northwestern Mutual Investment Services LLC, Financial Advisor magazine and InvestmentNews, May 2020

97% of our policyowners stay with us year over year

of our policyowners stay with us year over year⁶

See what retirement planning can do for you

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