The independent rating services regularly examine our company, and give us their ratings, based on our financial strength, overall operation and claims-paying ability.
Northwestern Mutual has the highest financial strength ratings awarded to any life insurer by all four of the major credit rating agencies.
|Financial Strength Ratings|
|Moody's Investors Service
|A.M. Best Company
|Standard & Poor's
Ratings are for Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company, as of the most recent review and report by each rating agency. Northwestern Mutual's ratings: Moody's Investors Service Aaa (highest), 6/2013; A.M. Best Company A++ (highest), 4/2013; Fitch Ratings AAA (highest), 12/2012; Standard & Poor's AA+ (second highest), 6/2013. Ratings are subject to change.
"Northwestern Mutual has a very strong commitment to serving its policyowners, and writes primarily business that provides risk sharing with its customers through dividend-paying products. Its branding and consumer marketing is tightly linked with its participating product focus and commitment to policyowner value and financial strength."
Moody's Investors Service, 6/2013
"The ratings reflect Northwestern Mutual’s sizable and mature participating ordinary life insurance franchise, consistently positive operating performance and superior risk-adjusted capitalization. The ratings also recognize the loyalty and productivity of the Northwestern Mutual Financial Network, its exclusive distribution system, as well as the competitive advantages derived from historically favorable investment, expense, persistency and mortality experience in its core business lines."
A.M. Best, 4/2013
"Fitch's ratings reflect Northwestern's very strong competitive position in the U.S. individual life insurance market, exceptionally strong balance sheet fundamentals, and stable earnings profile. Fitch considers Northwestern's key competitive advantages to include its successful distribution system, large and stable block of traditional life insurance, and focus on expense control."
Fitch Ratings, 12/2012
Standard & Poor’s has revised the insurance financial strength outlook of Northwestern Mutual and several other life insurers from “negative” to “stable” following its decision to upgrade the U.S. sovereign credit outlook to stable.
Standard & Poor's, 6/2013