The independent rating services regularly examine our company, and give us their ratings, based on our financial strength, overall operation and claims-paying ability.
Northwestern Mutual has the highest financial strength ratings awarded to any life insurer by all four of the major credit rating agencies.
|Financial Strength Ratings|
|Moody's Investors Service
|A.M. Best Company
|Standard & Poor's
Ratings are for Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company, as of the most recent review and report by each rating agency. Northwestern Mutual's ratings: Moody's Investors Service Aaa (highest), 12/2012; A.M. Best Company A++ (highest), 4/2013; Fitch Ratings AAA (highest), 12/2012; Standard & Poor's AA+ (second highest), 6/2012. Ratings are subject to change.
"Considering its generally conservative management philosophy, together with its emphasis on the sale of dividend-paying products, Northwestern Mutual presents very conservative business and financial profiles, and the company's management does not stray from its core policyowner-oriented principles, which align well with creditor interests."
Moody's Investors Service, 12/2012
"The ratings reflect Northwestern Mutual’s sizable and mature participating ordinary life insurance franchise, consistently positive operating performance and superior risk-adjusted capitalization. The ratings also recognize the loyalty and productivity of the Northwestern Mutual Financial Network, its exclusive distribution system, as well as the competitive advantages derived from historically favorable investment, expense, persistency and mortality experience in its core business lines."
A.M. Best, 4/2013
"Fitch's ratings reflect Northwestern's very strong competitive position in the U.S. individual life insurance market, exceptionally strong balance sheet fundamentals, and stable earnings profile. Fitch considers Northwestern's key competitive advantages to include its successful distribution system, large and stable block of traditional life insurance, and focus on expense control."
Fitch Ratings, 12/2012
"The company is a premier provider of financial security products and expert guidance to its clients. It maintains a strong and defensible competitive advantage because of its brand name, quality field force, competitive policyowner dividends, and continued focus on providing customers with value-added products and services."
Standard & Poor's, 6/2012