Life & Money Financial Planning Your Retirement When Does a Roth Conversion Make Sense? Jon Byman Dec 15, 2021 A Roth conversion can have significant tax advantages. Here’s when it may make sense. Photo credit: Westend61 / Getty Images share Want more? Get financial tips, tools, and more with our monthly newsletter. First name* Last name* Email* Sign me up Related Articles article Should You Contribute to a Roth or Traditional Retirement Account? Learn more article What Is a Roth 401(k)? Learn more article How Can I Avoid Paying Taxes on My 401(k) Withdrawal? Learn more