Your life insurance will be designed around your life.

Your situation and goals are different from everyone else's, so our policies are designed differently, too. Depending on your needs, our life insurance can simply be a safety net to protect your loved ones from the unexpected. Or it can also be the foundation of a smart financial plan giving you more flexibility for important things, like paying for college, growing your business, or having more income in retirement.

Your Northwestern Mutual advisor can help you choose what's right for you. They'll consider your goals, priorities, and what you can spend. So you'll only get the coverage you need, and nothing you don't.

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Life Insurance Calculator

How much life insurance is right for you?

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Let's talk about why life insurance is so important.

Life insurance is simple. You make payments (your premium) to us. When you pass away, we pay a set amount of money, (generally tax-free) to the people or institutions you choose (your beneficiaries). It can be your loved ones, your favorite charities, or other non-profits.

How much does life insurance cost?

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Many factors can affect the cost of your policy. That's why your advisor works closely with you. They'll ask deeper questions to understand your situation, needs, and budget. Then, recommend the best solutions for you. In general, what you pay each month (or year) depends on things like the type and amount of life insurance you get, your age, health, and if you add riders.

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We have many types of life insurance policies to choose from

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Which type of life insurance is best for you? Compare them.

Compare life insurance products

To compare insurance products, select any two below.

BenefitsWholeUniversalVariable UniversalTerm
Guaranteed payout for your loved ones*
Chance to receive a dividend (yearly payout)6
Coverage that lasts for your entire life*
Accumulates cash value over time (tax-deferred) that can be used for anything3
Choose amount and frequency of payments**
Flexibility to change coverage amount
Premiums (payments) that never increase
Choose how your cash value is invested
Has optional riders available
* Unless you cancel or stop paying your premiums.** Subject to policy minimums. Independent of the death benefit.Learn moreLearn moreLearn moreLearn more

Questions about life insurance? We've got answers.

Your financial strength, powered by ours.

No. 1 ranked insurance company for consumer experience

Best life insurance company for consumer experience, 20237

Ranking for Northwestern Mutual Investment Services LLC, ©2017–2024 and TM, NerdWallet, Inc. All Rights Reserved.

A++ financial strength rating

AAA, Aaa, and AA+—we've earned the highest financial strength ratings awarded to life insurers from all four major rating agencies.8

Awarded in the Insurance category: Life & Health industry, Fortune® Magazine's annual survey, 2017

$8.2B in dividends expected to be paid in 2025

in dividends expected to be paid in 20256

Statistic for Northwestern Mutual, Dividends are reviewed annually and are not guaranteed. based on Northwestern Mutual policyowner data.
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Now you're ready for a life insurance quote.

Your advisor will ask deeper questions to help find the right type, and amount, of life insurance for your goals and budget.

It's easy to get started—no commitment, just a better conversation.