Life insurance that's the best fit for your life.

Since everyone's situation and goals are different, our policies are designed differently, too. Depending on what you need, our life insurance can simply be your safety net from the unexpected, or it can be the foundation of a smart financial plan, giving you more financial flexibility for the things that are important during your life like paying for college, growing your business, and having more income in retirement.

At Northwestern Mutual, our advisors base their recommendations on your priorities and what you can afford—so you get only the life insurance you need, and nothing you don't.

Life Insurance Calculator

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Which type of life insurance is best for you? Compare them.

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BenefitsWholeUniversalVariable UniversalTerm
Guaranteed payout for your loved ones*
Chance to receive a dividend (yearly payout)5
Coverage that lasts for your entire life*
Builds cash value over time that can be used for anything2
Choose amount and frequency of payments**
Flexibility to change coverage amount
Premiums (payments) that never increase
Choose how your cash value is invested
* Unless you cancel or stop paying your premiums.** Subject to policy minimums. Independent of the death benefit.Learn moreLearn moreLearn moreLearn more

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The Northwestern Mutual difference

No. 1 overall ranked insurance company

Best Life Insurance Company ranked by NerdWallet, 20208

Ranking for Northwestern Mutual Investment Services LLC, ©2017–2020 and TM, NerdWallet, Inc. All Rights Reserved.

A++ financial strength rating

AAA, Aaa, and AA+—we've earned the highest financial strength ratings awarded to life insurers from all four major rating agencies.9

Awarded in the Insurance category: Life & Health industry, Fortune® Magazine's annual survey, 2017

$6.5B in dividends expected to be paid in 2022

in dividends expected to be paid in 20222

Statistic for Northwestern Mutual, Dividends are reviewed annually and are not guaranteed. based on Northwestern Mutual policyowner data.

No. 1 most trusted financial companies for life insurance

Most Trusted Financial Companies for Life Insurance ranked by Investor's Business Daily, 202110

Ranking for Northwestern Mutual 2021, Investor's Business Daily®