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Protection on your terms.

What is term life insurance?

Term life insurance is one of the most affordable types of life insurance you can buy. It provides coverage for a specific period of time, or "term" (for example, 10 or 20 years or to a specific age, such as 80). Once that term ends, so does your coverage. That means, your loved ones won't receive a payment from your policy should you pass after the term ends. But with Northwestern Mutual, you have the option of converting your term policy to a permanent one. Learn about term conversion Learn about term conversion

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Our financial advisors work with you to help you find the right type of insurance, and the right amount, for your needs, goals, and budget.

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Benefits of term life insurance

Benefits of term life insurance: affordable

Affordable

Get a level of coverage to fit your budget. You can choose to have your premiums stay the same price for the whole term, or you can start with a lower premium that increases over the years. (So you have the option to pay less when you're younger and more as your earning potential increases.)

Benefits of term life insurance: for the short(er) term

For the short(er) term

Depending on your situation, you may not need life insurance protection after you reach a certain age or stage in your life. For example, if you want to make sure your mortgage is paid off or your children are able to pay for college should something happen to you, term life insurance can help provide protection for only the years you need.

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How much life insurance is right for you?

The Northwestern Mutual difference

A++ financial strength rating

AAA, Aaa, and AA+ the highest financial strength ratings of any life insurer from all four major rating agencies2

Awarded in the Insurance category: Life & Health industry, Fortune® Magazine's annual survey, 2017

No. 1 in client satisfaction

Best client satisfaction among all individual life insurance providers as ranked by J.D. Power3

Northwestern Mutual received the highest score among individual life insurance providers in the J.D. Power 2019 U.S. Life Insurance Satisfaction Study of customer satisfaction with their life insurance provider.

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Years strong through depressions, downturns, and two world wars