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What Is Disability Insurance?
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Your ability to earn a living is likely the most important financial asset you have. Disability insurance can help protect your income in case the unexpected happens.
Get insuranceDid you know that that about one in four people will become disabled before age 67?1 Disability insurance is designed to protect your income by replacing a portion of your paycheck if you're ever too sick or injured to work. It lets you rest easy knowing that your expenses will be covered, keeping your lifestyle intact and your financial plan on track so you can focus on getting better.
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Disability insurance for individuals can protect your ability to earn a living by replacing some of your income if you are too sick or injured to work—so you can focus on getting better without worrying about how the bills will get paid or dipping into your savings.
For people in the medical field—doctors, dentists, and medical students—disability insurance is especially important because you're not just protecting your income, you're protecting the investment you've made in your career.
Disability insurance can help cover your overhead expenses and keep your business running if an owner or another key person becomes too sick or injured to do their job. It's also a valuable benefit you can offer employees to help attract and retain top talent.
When you work with Northwestern Mutual, we listen to the goals you have and design a personalized financial plan specifically for your life. Disability insurance will likely be an important part of that plan, giving you:
How much disability insurance do you need to protect your income?
The percentage of our policyowners who stay with us year over year.3
No. 1 ranked for disability income insurance
Top ranked for disability income insurance4
$550M in expected disability insurance dividends paid back to our policyowners
in expected disability insurance dividends paid back to our policyowners in 20245
Our advisors will help you find out how much and which kind of disability insurance is right for you.
It's easy to get started—no commitment, just a conversation.