Up your rate of return with a CD.

What is a CD?

A Certificate of Deposit (CD) is an agreement with a bank or savings and loan, for money that gets deposited for a set amount of time. CDs generally offer competitive rates of return (compared to savings accounts, for example) and are FDIC insured.1 Maturities range from 30 days to several years, with CDs offered through Northwestern Mutual usually starting at three-month maturities.

How can CDs
fit into your plan?

Northwestern Mutual offers several CD options including interest bearing fixed,2 interest bearing variable, inflation-indexed, and Zero Coupon,2 so you can find the one that works with your financial plan. Keep in mind, CDs are interest rate-sensitive, they don't come without risk (credit, liquidity, and call risks, for example) and you could lose money if you do not hold them until maturity.

Who are CDs for?

Anyone looking for a competitive rate of return on money deposited for a set period of time. As an investor, if you're looking to preserve principal and income, brokered CDs can serve as a sound foundation to your portfolio.

To learn more about Northwestern Mutual Investment Services, LLC and its financial professionals, visit FINRA BrokerCheck®

Visit our Client Relationship Summaries (Form CRS) which provide brief information about our firms that provide brokerage services and advisory services.

1The current FDIC coverage limit is $250,000 per depositor per insured bank.

2These investments are sold in the secondary market. The secondary market for long-term CDs may be limited. You should not rely on the possible existence of a secondary market for any benefits, including achieving trading profits, limiting trading or other losses, realizing income prior to maturity or avoiding early withdrawal penalties. If sold prior to the maturity or call date, they are subject to price fluctuations and may be worth less than their original cost.