Customer Privacy Notices

The Northwestern Mutual Life Insurance Company

Northwestern Long Term Care Insurance Company

Northwestern Mutual Investment Services, LLC (NMIS) & Northwestern Mutual Wealth Management Company (NMWMC)

The Northwestern Mutual Life Insurance Company

Printable Version: The Northwestern Mutual Life Insurance Company

Facts: What does The Northwestern Mutual Life Insurance Company (Northwestern Mutual) do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal and state laws give consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

How?

All financial companies need to share customer personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer information; the reasons Northwestern Mutual chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Northwestern Mutual share? Can you limit this sharing?

For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

No

For our affiliates' everyday business purposes—information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes—information about your creditworthiness

Yes

Yes*

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

No

To limit our sharing

Call 866-950-4644 and when prompted say limit sharing.

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions

Call 866-950-4644 and when prompted say privacy or go to NorthwesternMutual.com

Who we are

Who is providing this notice?

This privacy notice is provided by The Northwestern Mutual Life Insurance Company.

What we do

How does Northwestern Mutual protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal and state law. These measures include computer safeguards, access limitations, and secured files and buildings.

How does Northwestern Mutual collect my personal information?

We collect your personal information, for example, when you:

We also collect your personal information from others, such as affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. This means Northwestern Long Term Care Insurance Company, Northwestern Mutual Investment Services, LLC, Northwestern Mutual Wealth Management Company, and, for purposes of privacy and information sharing, the network offices of our sales force. Our sales force is made up of independent contractors, including financial representatives and their staff, all of whom sell our products and services.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. For example, we use service providers to perform business functions for us.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Northwestern Mutual does not joint market.

Other important information

*With your authorization, information relating to creditworthiness that affects your insurability may be shared with your financial representative.

Some states provide additional rights to its residents. For our customers residing in AZ, CA, CT, GA, IL, ME, MA, MN, MT, NV, NJ, NC, OH, OR, AND VA, upon receipt of a written, verifiable request, you generally have the right to learn the nature and substance of personal information about you recorded in our files that is reasonably locatable and retrievable, see or obtain a copy of that information, and learn the identity of those to whom we have disclosed the information. If you believe that any of our records are inaccurate, you may notify us in writing of any corrections, amendments, or deletions that you believe should be made, and we will review and respond to that request. To exercise these rights or for additional information, please write to: Privacy Office, The Northwestern Mutual Life Insurance Company, 720 E. Wisconsin Ave., Milwaukee, WI 53202. For our customers residing in VT, we will not disclose information about your creditworthiness to our affiliates other than as permitted by Vermont law, unless you authorize us to make those disclosures.

For our HIPAA covered products, our separate Notice of Privacy Practices describes how we collect, use, and share your protected health information. If you would like a copy of that Notice, please visit NorthwesternMutual.com/privacy-notices or contact our Privacy and Security Official at The Northwestern Mutual Life Insurance Company, 720 E. Wisconsin Ave., Milwaukee, WI 53202 or 414-665-6042.

For NV residents, we are providing this notice pursuant to state law. If you do not want to receive unsolicited calls from us, you have the right to request that your number be placed on our internal do not call list. To exercise this right or if you have questions, please contact us at 866-950-4644, via mail at Do Not Call Compliance, The Northwestern Mutual Life Insurance Company, 720 East Wisconsin Ave., Milwaukee, WI 53202, or via email at DoNotCallForm@NorthwesternMutual.com. You may also contact the NV Attorney General for information on this law at 702-486-3132, via mail at 100 North Carson Street, Carson City, NV 89701, or via email at AgInfo@ag.nv.gov.

50–0142 (REV 04/2020)

Northwestern Long Term Care Insurance Company

Printable Version: Northwestern Long Term Care Insurance Company

Facts: What does Northwestern Long Term Care Insurance Company (NLTC) do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law give consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

How?

All financial companies need to share customer personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer information; the reasons NLTC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does NLTC share? Can you limit this sharing?

For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

No

For our affiliates' everyday business purposes—information about your transactions and experiences

No

No

For our affiliates' everyday business purposes—information about your creditworthiness

No

No

For our affiliates to market to you

No

No

For nonaffiliates to market to you

No

No

Questions

Call 866-950-4644 and when prompted say privacy or go to NorthwesternMutual.com

Who we are

Who is providing this notice?

This privacy notice is provided by Northwestern Long Term Care Insurance Company.

What we do

How does NLTC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal and state law. These measures include computer safeguards, access limitations, and secured files and buildings.

How does NLTC collect my personal information?

We collect your personal information, for example, when you:

We also collect your personal information from others, such as affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. This means The Northwestern Mutual Life Insurance Company, Northwestern Mutual Investment Services, LLC, Northwestern Mutual Wealth Management Company, and, for purposes of privacy and information sharing, the network offices of our sales force. Our sales force is made up of independent contractors, including financial representatives and their staff, all of whom sell our products and services.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. For example, we use service providers to perform business functions for us.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. NLTC does not jointly market.

Other important information

Some states provide additional rights to its residents. For our customers residing in AZ, CA, CT, GA, IL, ME, MA, MN, MT, NV, NJ, NC, OH, OR, AND VA, upon receipt of a written, verifiable request, you generally have the right to learn the nature and substance of personal information about you recorded in our files that is reasonably locatable and retrievable, see or obtain a copy of that information, and learn the identity of those to whom we have disclosed the information. If you believe that any of our records are inaccurate, you may notify us in writing of any corrections, amendments, or deletions that you believe should be made, and we will review and respond to that request. To exercise these rights or for additional information, please write to: Privacy Office, Northwestern Long Term Care Insurance Company, 720 E. Wisconsin Ave., Milwaukee, WI 53202. For our customers residing in VT, we will not disclose information about your creditworthiness to our affiliates other than as permitted by Vermont law, unless you authorize us to make those disclosures.

For our HIPAA covered products, our separate Notice of Privacy Practices describes how we collect, use, and share your protected health information. If you would like a copy of that Notice, please visit NorthwesternMutual.com/privacy-notices or contact our Privacy and Security Official at Northwestern Mutual Long Term Care Insurance Company, 720 E. Wisconsin Ave., Milwaukee, WI 53202 or 414-661-2510.

For NV residents, we are providing this notice pursuant to state law. If you do not want to receive unsolicited calls from us, you have the right to request that your number be placed on our internal do not call list. To exercise this right or if you have questions, please contact us at 866-950-4644, via mail at Do Not Call Compliance, The Northwestern Mutual Life Insurance Company, 720 East Wisconsin Ave., Milwaukee, WI 53202, or via email at DoNotCallForm@NorthwesternMutual.com. You may also contact the NV Attorney General for information on this law at 702-486-3132, via mail at 100 North Carson Street, Carson City, NV 89701, or via email at AgInfo@ag.nv.gov.

60-0012-50 (REV 04/2020)

Northwestern Mutual Investment Services, LLC and
Northwestern Mutual Wealth Management Company

Printable Version: Northwestern Mutual Investment Services, LLC (NMIS) and Northwestern Mutual Wealth Management Company (NMWMC)

Facts: What do Northwestern Mutual Investment Services, LLC (NMIS) and Northwestern Mutual Wealth Management Company (NMWMC) do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal and state laws give consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

How?

All financial companies need to share customer personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer information; the reasons NMIS and NMWMC choose to share; and whether you can limit this sharing.

Reasons we can share your personal information Do NMIS & NMWMC share? Can you limit this sharing?

For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

No

For our affiliates' everyday business purposes—information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes—information about your creditworthiness

Yes

Yes*

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

No

To limit our sharing

Call 866-950-4644 and when prompted say limit sharing.

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions

Call 866-950-4644 and when prompted say privacy or go to NorthwesternMutual.com

Who we are

Who is providing this notice?

This privacy notice is provided by Northwestern Mutual Investment Services, LLC and Northwestern Mutual Wealth Management Company.

What we do

How do NMIS and NMWMC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal and state law. These measures include computer safeguards, access limitations, and secured files and buildings.

How do NMIS and NMWMC collect my personal information?

We collect your personal information, for example, when you:

We also collect your personal information from others, such as affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.


Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. This means The Northwestern Mutual Life Insurance Company, Northwestern Long Term Care Insurance Company, and, for purposes of privacy and information sharing, the network offices of our sales force. Our sales force is made up of independent contractors, including financial representatives and their staff, all of whom sell our products and services.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. For example, we use service providers to perform business functions for us.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Neither NMIS nor NMWMC jointly market.

Other important information

*With your authorization, information relating to creditworthiness that affects your ability to purchase one of our products or services may be shared.

Some states provide additional rights to its residents in connection with insurance transactions. For our customers residing in AZ, CA, CT, GA, IL, ME, MA, MN, MT, NV, NJ, NC, OH, OR, AND VA, upon receipt of a written, verifiable request, you generally have the right to learn the nature and substance of personal information about you recorded in our files that is reasonably locatable and retrievable, see or obtain a copy of that information, and learn the identity of those to whom we have disclosed the information. If you believe that any of our records are inaccurate, you may notify us in writing of any corrections, amendments, or deletions that you believe should be made, and we will review and respond to that request. To exercise these rights or for additional information, please write to: Privacy Office, NMIS/NMWMC, 720 E. Wisconsin Ave., Milwaukee, WI 53202. For our customers residing in VT, we will not disclose information about your creditworthiness to our affiliates and will not disclose your information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.

For NV residents, we are providing this notice pursuant to state law. If you do not want to receive unsolicited calls from us, you have the right to request that your number be placed on our internal do not call list. To exercise this right or if you have questions, please contact us at 866-950-4644, via mail at Do Not Call Compliance, The Northwestern Mutual Life Insurance Company, 720 East Wisconsin Ave., Milwaukee, WI 53202, or via email at DoNotCallForm@NorthwesternMutual.com. You may also contact the NV Attorney General for information on this law at 702-486-3132, via mail at 100 North Carson Street, Carson City, NV 89701, or via email at AgInfo@ag.nv.gov.

92-0237 (0102) (REV0620)